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Prepare yourself for home ownership the right way - get preapproved.  Getting mortgage preapproval is a step that can often be overlooked but it is one that can really assist you when buying a home.  Be aware that a prequalification is not the same as a preapproval, a preapproval is a more detailed process.  Completing this step will:


  • Tell your realtor as well as any sellers that you are serious about buying and that you are financially ready
  • Show you what your price range is and save you time when house hunting
  • Help you better budget your monthly expenses
  • Allow you to make an on-the-spot offer on the property you want
  • Help give you negotiating power with the seller